Payroll, run quietly,every month.

UK payroll outsourcing costs typically range from £4-£12 per employee per month for a fully managed service, or £2-£3 per employee for part-managed payroll. Most providers also charge minimum monthly fees (£20-£80) and setup fees (£100-£1,000). We charge a flat £8 per employee per month — no minimum, no setup fee, pension auto-enrolment included.

If you draw a salary from your limited company (most tax-efficient strategies do), yes. Even if it's just paying yourself a small salary up to the National Insurance secondary threshold, you must operate PAYE and submit RTI to HMRC monthly. Director-only payroll is £8/month with us, RTI submissions and your P60 all included.

RTI (Real Time Information) is HMRC's system requiring employers to submit a Full Payment Submission (FPS) to HMRC on or before each pay date. Missing it triggers automatic penalties: £100 for employers with 1-9 employees, scaling up to £400/month for larger employers. Repeated failures escalate. We file ahead of payday as standard, so penalties don't happen.

Yes — included in the £8/employee/month fee. We assess each employee for auto-enrolment eligibility (age 22+ and earnings over £10,000/year, broadly), enrol them into your chosen pension scheme, calculate employer and employee contributions, submit pension data each pay period, and handle the triennial re-enrolment cycle. Most clients use Nest (free, government-backed) or The People's Pension.

All statutory payments (SSP, SMP, SPP, ShPP, SAP, SPBP — sick pay, maternity, paternity, shared parental, adoption, parental bereavement) are calculated and processed as part of standard payroll, no extra cost. We also manage the reclaim of employer-recoverable portions where applicable (typically 92% of SMP, or 103% for small employers under the Small Employers' Relief).

Yes — typical switch takes 5-10 working days. We need year-to-date pay data, employee records, P11D records (if any), and the pension scheme details. There's no break in your employees' PAYE records or pension contributions.

Yes, but it's priced separately because CIS adds verification, deduction calculation (0/20/30%) and CIS300 monthly returns. Standard CIS pricing is £8 per subcontractor per month plus a £25/month CIS admin fee. Mixed PAYE-and-CIS payrolls are common in construction — we handle both.

Weekly payroll is more frequent (52 runs vs 12), so most providers charge roughly 4x the monthly price. We charge a flat £6 per weekly payslip (£312/year) per employee, often cheaper than per-payslip alternatives. Mixed-frequency payrolls (some monthly, some weekly) are fine.

IR35 affects how off-payroll workers (contractors operating through their own limited companies) are taxed. For payroll, IR35 mainly affects contractors who are 'inside IR35' — their fees are treated like employment income, with PAYE/NI deducted. We handle inside-IR35 payroll where the engager is responsible (medium/large clients under the off-payroll working rules). If you're a contractor unsure whether you're inside or outside IR35, talk to us — IR35 determination is a separate piece of work.

Before the first payday on which you have any employees earning over £125/week (the Lower Earnings Limit) or paying employees through PAYE for any reason. Registration is free and takes around 5 working days to receive your PAYE reference. We handle this as part of onboarding if you don't yet have a PAYE scheme.

Yes — Ailo Accounting is regulated by the Institute of Chartered Accountants in England and Wales (ICAEW). Payroll is supervised by a chartered accountant. We carry professional indemnity insurance and are AML-supervised by ICAEW.